Xcel Funding LLC

Private & Business-Purpose Real Estate Lending

Xcel Funding LLC is a California Finance Lender specializing in business-purpose real estate financing for investors, developers and property owners throughout California.

We provide private and alternative financing solutions including fix-and-flip loans, bridge loans, DSCR loans, construction loans, hard money and other real estate-secured business-purpose financing.

Our focus is investment and commercial real estate. Xcel Funding LLC does not provide consumer or owner-occupied residential mortgage financing.

Based in Pleasant Hill, California, we serve real estate investors throughout the San Francisco Bay Area and across California.

Why Choose Xcel Funding LLC?

We combine private lending expertise with personalized service to provide flexible business-purpose real estate financing for California investors.

Fast Processing

Streamlined underwriting and quick decisions for time-sensitive real estate transactions.

Flexible Financing

Private lending solutions structured around the property, project and investment strategy.

Investor Focused

Financing designed for real estate investors, developers and business-purpose borrowers.

California Lender

California Finance Lender providing business-purpose real estate financing throughout the state.

Our Values

We’re built on a foundation of integrity, transparency and practical financing solutions for California real estate investors.

  • Integrity First

    Clear terms, transparent communication and straightforward lending from application through closing.

  • Responsive Execution

    Real estate opportunities move quickly. We focus on efficient decisions and dependable execution when timing matters.

  • Investor Focused

    We understand investment real estate and structure financing around the property, project and borrower’s business objectives.

Property Investing

Ready to Fund Your Next Real Estate Deal?

Private & Business-Purpose Financing for California Investors

Xcel Funding LLC provides business-purpose real estate financing for investors throughout California. Whether you’re acquiring, renovating, refinancing or bridging to your next opportunity, let’s discuss the financing that fits your deal.